HARP Hotline 866-661-0581

HARP Program Lenders

Does Fannie or Freddie Own My Loan?

Who Owns My Loan Need Help Finding Your Loan: 866-661-0581

In order to determine whether or not you're eligible to get a HARP loan you'll have to meet some basic requirements. One of the main ones is that either Fannie Mae or Freddie Mac be the holder of your loan. Finding out if they own your loan is the first step to take, and it's not as hard as you may think.

The official websites of Fannie Mae and Freddie Mac have a self-service website that makes it easy for visitors to find out if the company owns their loan.

Does Fannie Mae Own My Loan?

  • Fannie Mae Contact Info:
  • 1-800-7FANNIE (8am to 8pm EST)
  • http://loanlookup.fanniemae.com/loanlookup/

Does Freddie Mac Own My Loan?

  • Freddie Mac Contact Info:
  • 1-800-FREDDIE (8am to 8pm EST)
  • https://ww3.freddiemac.com/corporate/

What Is Fannie Mae and Freddie Mac?

In the mortgage world, the names Freddie Mac and Fannie Mae are very common, but that doesn't mean that homeowners know what they mean.

When you take out a loan, you'll do so through a mortgage company. This company accepts your payments, sends bills, handles customer service, and essentially oversees the loan. However, they're not the company that usually provides the funds you borrowed. That job falls to an investor. Fannie Mae and Freddie Mac are the two largest investors in America, and the majority of loans are actually owned by one of these two companies.